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Have you ever sat across from a financial advisor and only understood every third word they were saying? And yet they were talking about your money, your life and your future.
At Abaris Financial Group, we believe clients should understand everything that is happening with their money; that advisors should be just as good about explaining investments as they are at making them.
First, we’re going to get to know you and discuss what’s most important to you. We’re going to figure out your goals and the outcomes you’d like to achieve with this money. We’ll do this by establishing your Family Index Number, which is the rate of return needed on your investments in order to pursue those outcomes. After we determine your Family Index Number, we allocate your money to our various investment strategies designed to help you pursue those goals.
We work with a wide variety of clients – everyone from high net worth investors to those who are just starting out. While each family gets a personalized allocation strategy, we’ve helped thousands of families navigate their complex financial needs and guided them through life’s major decisions.
As your trusted advisor, we’re focused on adding convenience and simplicity to your lives. We will make sure you’re educated on your investments and how we manage your money – as much or as little information as you’d like.
Whether you’re investing hundreds or millions, at Abaris Financial Group we’re about much more than results – we’re about helping you understand where those results have come from and why the strategy works. If you’re tired of the mystery of investing and want to know exactly what’s happening with your money, schedule an appointment today.
Tell us a little more about your investment objectives and level of comfort with risk.
By what percentage do you expect your portfolio to grow annually over the long-term (10+ years)?
Our mission is to change lives by bringing personal fulfillment and a lasting legacy to our clients through comprehensive, fee-only financial planning, life planning, coaching and investment management services. Abaris Financial Group is a wealth management firm based in Concord, Massachusetts, serving affluent individuals and families.
Contact us today and let Abaris help you on your True Wealth journey.
Schedule a complimentary financial life plan discovery session with us to learn more about the benefits of financial life planning.
Our experienced team of professionals will develop a personalized plan that gives you the power – and a path – to realize your dreams.
3 Methods to Not Run Out of MoneyWhat’s the #1 fear in retirement? Running out of money. Get our step-by-step guide to help ensure your assets last a lifetime.
4 Mistakes People Make With Their First MillionIdentify the next set of challenges you may face and avoid these common mistakes. Get our step-by-step guide to focus on turning your first million into two.
Abaris Financial Group’s team of professionals provide you with transparent and proactive communications to equip you with the knowledge you need.
Like some employees, the stock market had a great week, if you don’t count Monday. After falling nearly 3% on Monday, the market steadied as the back-and-forth between China and the U.S. calmed. Read more
By Abbey Henderson, CFP® RLP® CPCC®
All of us have a history with money that shapes our behavior and beliefs. As a financial advisor, I’ve seen time and time again that one of the biggest determiners of our future with money is the “lessons” that we’ve learned in the past which is why a money autobiography is so helpful.
When we start to talk about their financial future, without even realizing that they’re doing it, my clients start telling me their past money stories. Those stories are filled with all sorts of emotions: happiness, joy, guilt, anger and everything in between. They can be complicated because everyone’s relationship with money is intertwined with our relationships with family, friends, colleagues and ourselves.
One of the best ways to become more self-aware around money is by writing your money autobiography. Each person’s autobiography will look a little different, but here are three steps you can take to get started.
This self-interview only works if you’re honest. Remember there’s no good or bad, right or wrong. Take some time to reflect and think deeply about your memories and how you feel about them. I recommend that you write down your answers.
Here are a few questions to get you started, but you can include anything that you believe is relevant to your story. If you have a clear memory around money, especially if it is from your childhood, it should be in your autobiography.
This includes thinking about the attitude your parents had about money. What is your first memory involving money or finances? Did you feel poor or rich as a child? Did you worry about money?
What was your money experience as a teenager? How did you feel when you earned your first paycheck? What is the first thing you bought with your “own” money and how did it feel?
Did you follow your parents’ example when it came to managing money? How has your attitude adjusted with new circumstances like getting married, having children, getting promoted? Think about the moments that had the most impact.
What do you feel about your current financial situation? Satisfied? Or wanting something more? Are you a risk-taker or more conservative? Do you feel guilty or envious?
Does money bring you joy? How do you make decisions around money? If you are in a relationship, what is the dynamic between you and your partner around financial tasks and decisions?
Read through your money autobiography to see if there are any patterns that emerge. By looking for patterns, you will often be able to connect your current financial beliefs and decisions with your past. You may also realize that you’ve been on autopilot – letting those old money stories drive your decisions without much intention on your part.
Be curious, not overly critical. Treat yourself as you would a dear friend. Often, our relationship with money was established in childhood when we were too young to understand or choose differently. The power of this exercise is helping you to see that you do have the ability to make different choices now.
What aspects of your relationship to money would you like to change? Remember that once you are aware of past patterns, you can now choose to act differently and make different decisions. You can begin to truly make money work for you.
And now that you’re in a more powerful mindset around money, think through your current goals and see if they line up with what you really want.
Sharing your money autobiography with a trusted partner can help you plan for the future and improve the present. Consider a financial advisor that has a life coaching perspective.
Schedule a complimentary Financial Life Plan Discovery Session with me to learn how we can work together to make your money story for the future a reality.
Between squeaky new shoes, fresh pencils, packs of index cards, trendy new backpacks and other learning supplies, back-to-school shopping in the U.S. is expected to exceed $27 billion this year – about $510 per household. That’s a lot of Trapper Keepers. Read more
Carson Partners’ Scott Kubie shares key events we saw in the past quarter and how we think they’ll affect markets in the upcoming quarter. Contact us to speak with a financial advisor. Read more
By Joanna Swanson
I have always loved the feeling of summer. Once Memorial Day celebrations kick off, the atmosphere seems to relax. Sunshine, water and sunscreen become our main concerns. Long, warm nights are filled with the sounds of lawn mowers and children laughing.
Major news buffeted the market last week. The Federal Reserve cut rates as expected, but the press conference and vote margin suggested the cut does not signal more to come, which disappointed investors. Additional tariffs on Chinese goods were announced by President Trump, and the U.S. employment market remained strong. Read more
