Insights
Infographics
Small Business Owners
199A Deduction – Big Change for Small Business Owners Two-hundred-forty-seven pages later, we have one large IRS document and a whole lot of questions. For small business owners, 199A deductions are complex. Do you fall into the 95 percent of small business owners covered? When do 199A deductions expire? What are the income ranges? Learn more about 199A deductions and how you might be affected in our infographic.
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Market Commentary
Weekly Market Commentary – October 14, 2019
Chinese and U.S. negotiators reached a tentative agreement to step back from policies designed to inflict damage on each other’s economies as they seek to negotiate a more permanent trade deal. The Chinese agreed to accelerate purchases of U.S. agricultural products,
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Monthly Newsletters
Putting Your Health Savings Account to Work
Seven dollars. That was the per-day cost of a maternity room in Jersey City, New Jersey, in 1942. Sure, adjusting for inflation brings us to $110, but that’s still unheard of. Try to find a hospital room for around a hundred dollars today! The bloated cost of healthcare isn’t a new discussion on the American airwaves.
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Market Commentary
Weekly Market Commentary – October 7, 2019
The monthly U.S. employment report created some very positive headlines but also indicated slowing business investment is spilling over to the jobs market. The unemployment rate fell to 3.5%, the lowest level in 50 years. As shown on the accompanying chart, payrolls increased by 136,000 jobs last month, roughly in line with expectations.
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Blog
Nine Questions to Ask Yourself to See If Early Retirement Is a Good Idea For You
By Abbey L. Henderson, CFP®, RLP®, CPCC® I’ve noticed a trend in my conversations with clients lately about whether the FIRE movement—Financial Independence, Retire Early—is a good idea or not. I cannot simply answer yes or no to this question because it depends on a lot of factors – some obvious, some not so much. Retiring at 40 or 50 years old sounds like a dream to some. However, it’s not for everyone. The FIRE strategy requires aggressive saving and the accumulation of enough assets so people can live off the passive income. Then, once financial independence is reached, they...read the full article
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Blog
4 Tips to Take Your 401(k) to the Next Level
The best kind of money isn’t old, new or even tax-advantaged – it’s free money! If your employer has a 401(k) program, they probably have a matching plan. Know what that is and make sure you max it out. They’re essentially giving you money, which you never want to turn down.
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Market Commentary
Weekly Market Commentary – September 30, 2019
Impeachment proceedings led news coverage most of the week, but other economic data may be more impactful on portfolios. As the accompanying chart shows, consumer spending rose just 0.1% in August. The below-expected results indicate weakness from trade, and business spending may be slowing consumer confidence, too.
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Market Commentary
Weekly Market Commentary – September 23, 2019
The Federal Reserve cut interest rates 0.25% last week. While the move was widely expected, various forms of dissent reflected the underlying tensions faced by the Fed. As the accompanying chart shows, interest rates dropped last week but remain above recent lows.
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Market Commentary
Weekly Market Commentary – September 16, 2019
Global stocks rallied sharply for the third straight week. The S&P 500 rose 1.0%. The MSCI ACWI index of global stocks rose 1.3%. The Bloomberg BarCap Aggregate Bond Index dropped 1.7% as optimism about future economic growth pushed interest rates higher and bond prices lower.
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Blog
Why You Need To Write Your Money Autobiography
By Abbey L. Henderson, CFP®, RLP®, CPCC® All of us have a history with money that shapes our behavior and beliefs. As a financial advisor, I’ve seen time and time again that one of the biggest determiners of our future with money is the “lessons” that we’ve learned in the past which is why a money autobiography is so helpful.
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